Thursday, February 27, 2014

Obamacare Opt-Out

The Patient Protection and Affordable Care Act, aka, “Obamacare” is not a health insurance plan. It’s a fucking law. The “Patient Protection” part does things like end lifetime caps, so the insurance company can’t cut off your care while you’re in the middle of a cancer treatment program. It got rid of pre-existing conditions, so an insurance company can’t refuse to cover you if you’re shopping for insurance but you have diabetes. The “Affordable Care” part created a marketplace for health insurance corporations to compete for your patronage, naturally lowering costs. New taxes on individuals making over $200,000 (families & corporations making over $250,000) will also help to cover the cost of insuring more people. Plus other taxes. And 85% of Americans won’t see a tax increase at all. Also, the health insurance you purchased through the ACA has a tax that goes to help fund the ACA. My platinum plan that I purchased through the federal exchange (because Georgia Republicans hate people and refused to implement a state exchange), which includes that tax, is still only $300 per month – and that’s without any subsidies. Not remotely possible to afford as a self-employed individual before the ACA. I’m happy to help others afford health care. It may not be mentioned it in the Constitution, but neither were cars or cell phones. And a million other things. If you don’t view health care (& welfare) as a human right, then you’re just a selfish prick.

More ranting after the jump, then on to the fun part.